With the rising cost of medical care on a yearly basis, it has become increasingly hard for employers to provide the best healthcare coverage to their employees while paying a reasonable amount of money.
Most corporate insurance models don't provide any benefits to employees after they retire. And many individuals that want to buy insurance are limited in terms of options due factors such as age & pre-existing conditions.
How does one overcome this?
GMBIS is a comprehensive 5-in-1 protection with retirement benefits plan that covers the following:-
Typically, individuals that are deemed "high risk" by insurance companies such as those with advanced age, poor health or pre-existing conditions either do not qualify for insurance plans or would be very expensive.
HealthMetrics is collaborating with Great Eastern to provide a special offer for a limited time only exclusively to WeWork Members:
HealthMetrics will also include a FREE medical screening as an additional benefit to our users. Medical Screening includes the following:
For RM1.80 a day, your coverage will include the following:
36 Critical Illness
RM 40,000 + NAV
Death / Total Permanent Disablement (natural/disease)
RM 40,000 + NAV
Death / Total Permanent Disablement (accident)
RM 80,000 + NAV
Funeral Expenses
RM 4,000
Maturity Benefit
Based on Net Asset Value
1. Heart Attack – of specified severity
2. Stroke – resulting in Permanent neurological deficit with persisting clinical symptoms
3. Coronary Artery By-Pass Surgery
4. “Cancer – of specified severity and does not cover very early cancers”
5. Kidney Failure – requiring dialysis or kidney transplant”
6. Fulminant Viral Hepatitis
7. Major Organ / Bone Marrow Transplant Paralysis / Paraplegia
8. Paralysis Limbs
9. Multiple Sclerosis
10. Primary Pulmonary Arterial Hypertension - specified severity
11. Blindness – Permanent and Irreversible”
12. Heart Valve Surgery
13. Deafness – Permanent and Irreversible
14. Surgery To Aorta
15. Loss of Speech
16. Alzheimer’s Disease / Severe Dementia
17. Third Degree Burns – of specified severity
18. Coma – resulting in Permanent neurological deficit with persisting clinical symptoms”
19. Cardiomyopathy – of specified severity”
20. Motor Neuron Disease – Permanent neurological deficit with persisting clinical symptoms”
21. HIV Infection Due to Blood Transfusion
22. Parkinson’s Disease – resulting in Permanent inability to perform Activities of Daily Living”
23. End-Stage Liver Failure
24. End -Stage Lung Disease
25. Major Head Trauma - resulting in Permanent inability to perform Activities of Daily Living”
26. Chronic Aplastic Anemia - resulting in Permanent Bone Marrow Failure”
27. Muscular Dystrophy
28. Benign Brain Tumor – of specified severity”
29. Encephalitis - resulting in Permanent inability to perform Activities of Daily Living”
30. Angioplasty and other invasive treatments for coronary artery disease*
31. Brain Surgery
32. Bacterial Meningitis - resulting in Permanent inability to perform Activities of Daily Living”
33. Serious Coronary Artery Disease
34. Loss of Independent Existence
35. Systemic Lupus Erythematosus with Severe Kidney Complications
36. Full-blown AIDS
Disclaimer: Please kindly discuss with insurance representative on the policy details regarding coverage on critical illnesses resulting from pre-existing conditions.
Terms and Conditions apply. For more information, please refer to Master Policy.